Realize Your Dream of Home Ownership

Welcome to SMART FUNDING GROUP, INC., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

Welcome to SMART FUNDING GROUP, INC.

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

FHA, Conventional, VA loans, Hard Money, and Bank Statement Only Loans in San Bernardino, CA

Welcome to the official site of SMART FUNDING GROUP, INC. We are a full service mortgage company based in San Bernardino, CA. We specialize in FHA, Conventional, VA loans, Hard Money, and Bank Statement Only Loans in San Bernardino. We also serve the surrounding cities in San Bernardino. Whether you are buying a home or refinancing in any of these zip codes: 92401, 92407, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Commercial | Jumbo

What makes SMART FUNDING GROUP, INC. unique is that we offer the following niche programs as well: NON-QM, HARD MONEY, Down Payment Assistance, First Time Home Buyers.

Contact SMART FUNDING GROUP, INC. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Get Your Mortgage Questions Answered Today!